CDCP Dentist in Brampton — We Accept the Canadian Dental Care Plan
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan CDCP is a federal government program launched in 2024 to improve access to dental care for eligible Canadians who do not have private dental insurance and whose adjusted family net income is under $90,000. It is a federal program administered through Sun Life Financial on behalf of Health Canada, with the Canada Revenue Agency used to verify income eligibility.
The CDCP aims to help lower-income families access essential dental care — recognising that oral health care is part of overall health. The program offers free dental care for patients with incomes under $70,000 and partial dental insurance coverage through co-payments for higher income brackets. The Canadian Dental Association (cda-adc.ca) and territorial dental associations have supported the CDCP as a meaningful step toward improving access for all Canadian residents.
Key Takeaways
- Delta Park Dental is a registered CDCP provider in Brampton — accepting patients for cleanings, exams, fillings, root canals, extractions, and dentures
- You qualify if you have no private dental insurance and your adjusted family net income is under $90,000
- Patients with incomes under $70,000 pay no co-payment — dental benefits are fully covered for eligible services
- Apply online at canada.ca/dental through your Service Canada account or CRA My Account
- Preventive care under the plan now reduces the need for costly essential treatments later
Delta Park Dental is a CDCP-accepting dental clinic in Brampton. We welcome patients covered by the Canadian Dental Care Plan for cleanings, exams, fillings, root canals, extractions, and dentures. Bring your CDCP member card and we will confirm what your coverage includes before treatment starts. Call +1 905-494-0094 or book online at deltaparkdental.com/contact-us — our team will walk you through eligibility and what the care plan pays. We are at 215 Delta Park Blvd, Unit 104, serving Brampton and the GTA.
Who Qualifies for the Canadian Dental Care Plan?
CDCP has income eligibility limits under $90,000 annually, with co-payment levels that vary based on income. Patients with incomes under $70,000 have no co-payment — dental benefits are fully covered for eligible services. Family income between $70,000 and $79,999 requires a 40% co payment; between $80,000 and $89,999, a 60% co payment applies.
The care plan requires employers to do nothing — it does not require employers to enrol or contribute. It is a direct federal government program for individuals who lack coverage through a group plan or previous employer. It does not replace private dental benefits — it fills the gap for eligible Canadians without private dental coverage.
A note on wellness accounts: health and wellness accounts affect CDCP eligibility only if they specifically include dental benefits. If your wellness accounts do not cover dental services, you may still qualify. Review your account details carefully before assuming you are ineligible.
Delta Park Dental Accepts CDCP in Brampton
Delta Park Dental is a registered CDCP provider and one of the dental care providers accepting CDCP patients across Brampton and the GTA. Our dental care team is experienced in managing CDCP coverage, co-payments, pre-authorization, and claims submission .
Our team submits claims directly to Sun Life Financial on your behalf. We manage co-payments, pre-authorization, and coordination with provincial plans and public programs. You do not need to submit claims yourself. If you have your welcome package and coverage start date confirmed, call our dental office and we will schedule your next dental appointment.
Services provided at Delta Park Dental under the Canadian Dental Care Plan:
- Dental exams and x-rays
- Professional cleanings and routine dental care
- Fillings and restorative treatments
- Extractions and root canals
- Fluoride treatments
- Partial dentures
What Does CDCP Coverage Include?
CDCP coverage includes essential dental services across routine, preventive, and restorative categories. The CDCP covers exams, cleanings, and fillings as core services. Extractions and x-rays are included in CDCP coverage. Fluoride treatments are covered under the CDCP. Restorative procedures like partial dentures are included in the care plan.
Services such as crowns and major treatments may require pre-authorization — preauthorization for certain services started November 1, 2024. Orthodontics like braces are not covered by the CDCP. Private insurance may cover more extensive dental services than the CDCP, including cosmetic dental procedures, which is why patients with access to both should understand how coverage coordinates.
Preventive care under the plan can help reduce the need for costly treatments later. The plan also helps coordinate with provincial social dental programs to minimise coverage gaps for eligible Canadians.
Canadian Dental Care vs Private Dental Insurance — Key Differences
Understanding how the Canadian Dental Care Plan differs from private dental insurance helps patients make informed decisions about their dental care.
| Feature | CDCP | Private Dental Insurance |
|---|---|---|
| Who it is for | Uninsured Canadians, income under $90,000 | Employer or individually purchased plans |
| Cost | Free or co-payment based on income | Monthly premiums; may have deductibles |
| Routine care | Yes — exams, cleanings, fillings, X-rays | Yes — often more extensive coverage |
| Major restorative | Partial — pre-authorization may apply | Often yes, plan-dependent |
| Orthodontics | Not covered | Some private plans include |
| Cosmetic dentistry | Not covered | Some private plans include |
| Administered by | Sun Life Financial / Health Canada | Insurance or benefits company |
The CDCP is not a replacement for private dental benefits — it is designed specifically to fill the gap for middle income Canadians and lower-income families who have no existing dental coverage through an insurance or benefits company.
How to Apply Online for the Canadian Dental Care Plan
You can apply online at canada.ca/dental through your Service Canada account or CRA My Account. A recent tax return for the previous year is required — eligibility is based on your adjusted family net income as verified by the Canada Revenue Agency. Applications are accessible through the Canada website at canada.ca/dental.
After approval, a welcome package confirming your coverage start date is mailed — this can take up to three months. Check your application status using the CDCP Status Checker through your Canada account. Once enrolled, book dental appointments with any registered CDCP provider.
The program began in 2024 with ongoing enrollment for subsequent years. Seniors aged 65 and older were among the first eligible groups, with enrollment expanding to additional eligible Canadians through 2025 and beyond.
What Most Patients Get Wrong About the CDCP
“My dentist automatically accepts CDCP.”
Not all dental clinics are registered CDCP providers. Before booking your next dental appointment, confirm the dental office participates in the plan. At Delta Park Dental, we are a registered CDCP provider familiar with CDCP cover limits, co-payment requirements, and pre-authorization processes.
“CDCP replaces my private dental benefits.”
The CDCP does not replace private dental coverage — it exists for those without existing dental coverage. If you have private dental insurance through a family member’s employer or pension plan, you are not eligible. The CDCP fills the gap for eligible Canadians without any private plans or group plan access.
“Wellness accounts disqualify me automatically.”
Health and wellness accounts affect CDCP eligibility only if they specifically include dental benefits. If your wellness accounts do not cover dental services, you may still qualify. Review your account details carefully — contact our dental office if you are unsure and we will help clarify your eligibility before your visit.
Book Your CDCP Appointment in Brampton
If you have received your welcome package, do not delay. Preventive care now reduces the need for costly essential dental services later. Book at Delta Park Dental if:
• You have applied for the CDCP and confirmed your coverage start date
• You are overdue for a cleaning or exam and have no existing dental coverage
• You have a dental concern you have been delaying due to cost
• You want guidance on what your CDCP coverage includes before your visit
Delta Park Dental is a registered CDCP provider accepting CDCP patients across Brampton and the GTA. Call +1 905-494-0094 or book online at deltaparkdental.com/contact-us. We are at 215 Delta Park Blvd, Unit 104, Brampton, ON L6T 0H9. Hours: Mon 10am–4pm | Tue–Sun 10am–6pm.